Loans against gold have become increasingly popular for obtaining quick loans whenever needed. Many people take loans by mortgaging their gold with banks. These loans offer many benefits. However, if you take a loan of 5 lakhs, how much EMI should you pay per month?
State Bank of India, has recently announced that a new rule will be implemented from June 1, 2024, affecting all 47 types of credit cards offered by the bank. Under this new rule, SBI cardholders will no longer earn reward points for government transactions categorized under merchant codes 9399 and 9311.
The PNB bank has announced new interest rates on deposits below Rs. 2 crore, which are now available on its official website. The revised rates range from 3.50 % to 7.25 % for regular citizens. Senior citizens are offered an additional 50 basis points of interest compared to ordinary citizens, with rates ranging from 4 % to a maximum of 7.75 %. Super senior citizens are offered interest rates from 4.30 % to 8.05 %.
Many people dream of owning a home. However, with the steep rise in house prices, many people opt for home loans to buy a house. If you are taking a home loan for the first time or want to upgrade your existing house, it is important to understand certain financial aspects beforehand to avoid getting stuck in debt.
Many people nowadays rely on credit cards for their daily expenses. Credit cards provide financial protection, especially during emergencies. They can also be used to obtain loans. Credit cards can also be used to get temporary financial protection in case of financial difficulties.
Everyone can check their CIBIL Score or Credit Score without a PAN Card by using their identity cards, such as passports, voter IDs, driving licenses, ration cards, etc. Knowing CIBIL Score is simple and free, thanks to the simple steps offered by CIBIL’s Official Website.
It’s important to be aware of the bank holidays in May 2024. Banks will be closed for a total of 11 days, depending on the region. This could cause difficulties for those who need to carry out financial transactions in person. Although many banking services are available online, some transactions may still need to be … Read more
The use of credit cards has increased tremendously in recent times. Most transactions are now done through Rupay, Visa, and MasterCard credit cards. As banks and credit card issuing organisations are issuing cards more easily than before, many people are using more than one credit card. But is it better to use multiple credit cards? Does it have any benefits?
RuPay JCB Debit Cum Credit Card Offered Upto ₹3000 Cashback on every transaction for various international users. The Rupay JCB Debit & Credit Card Users can get cashback of ₹15,000 at the end of the offer period. Let’s check the offer details. A special cashback offer is available for RuPay JCB debit and credit cardholders. … Read more
Axis Bank, one of the leading banks in the domestic private sector, has announced changes to several rules, including the minimum average balance in salary and savings accounts. According to the bank’s official website, the new rules will be effective from April 1, 2024.