Everyone can check their CIBIL Score or Credit Score without a PAN Card by using their identity cards, such as passports, voter IDs, driving licenses, ration cards, etc. Knowing CIBIL Score is simple and free, thanks to the simple steps offered by CIBIL’s Official Website.
It is important to have a good CIBIL score if you want banks to give you loans at the lowest interest rates and without any delay. However, if your score is low, banks may hesitate to grant you a loan. It is crucial to check your CIBIL score regularly and make sure that there are no mistakes. Even a small mistake can affect your score.
Your CIBIL score is calculated based on your previous loans and how well you have repaid them. The score ranges from 300 to 900, and a high score indicates that you are financially disciplined and capable of repaying loans on time. The higher your score, the more loan amount you can be eligible for.
Although the CIBIL score is calculated based on your PAN card, it is possible to check your score without it. let’s follow the steps to check your CIBIL Score using identity cards like a passport, voter ID, driving license or ration card, and etc.
- First, go to CIBIL’s official website at https://www.cibil.com/.
- Go to the Personal CIBIL Score section.
- Select the Get Your Free CIBIL Score option. Enter the details asked there.
- If you do not have a PAN card, you can use identity cards like a passport, voter ID, driving license, or ration card. In them, you have to enter the details of the selected card.
- Enter your date of departure and PIN code, and select your state. After that, enter the mobile number and then click on accept and continue.
- An OTP will be sent to your mobile to verify your identity. Enter it and click on the continue button.
- You have to click on the option that is linked to your account. This completes the registration.
- After that, click on the Go to Dash Board option, and your CIBIL score will be displayed
