How to Remove or Delete Bank Account from UPI Apps

You may not always want to use your bank account like the UPI app. If this is the case, you can easily remove it. You can delete a bank account from any of the UPI apps. If you remove a bank account from the app, ensure you will no longer send money through UPI apps.

Remove Bank Account from UPI

To deactivate, unlink, disable, deregister, or remove a bank account from the UPI app, It doesn’t matter to remove or unlink your account’s bank from UPI. You can unlink from the UPI app if you have already enabled Unified Payment Interface services. As you may be aware, numerous UPI apps link your account. As a result, you can unlink the account from any UPI app.

List of Major UPI Apps in the Country

  • BHIM
  • Google Pay (Tez)
  • Amazon Pay
  • Paytm
  • PhonePe
  • MobiKwik

How to Remove a Bank Account from the BHIM App

The government of India has launched the Bharat Interface for Money (BHIM) Application for Unified Payment Interface Services, Called BHIM UPI. Citizens can access the facility to make transactions from a single rupee anywhere, anytime, by linking their bank account through BHIM UPI.

Those who have already linked their bank account and who need to remove or delete it from the BHIM App can follow the steps to remove a bank account from the BHIM UPI App.

  1. Open the BHIM App on your Smartphone, and log in using the Passcode.
  2. Once you Successfully login, you will see the default account number; tap on that.
  3. Now you can see a list of bank accounts linked to the BHIM App.
  4. Select to tap on the account, then you have seen multiple options along with the remove/delete option.
  5. Select the delete option, and confirm again to delete or unlink from the BHIM App.

You have added multiple bank accounts. Choose another one as a default account to make transactions through that. All linked UPI ID’s are deleted or deactivated in the BHIM App associated with the unlinked bank account.

How Can I Remove/Delete a Bank Account from Amazon Pay?

Amazon Pay is also one of the privately operated UPI-based applications. Those who need to remove or unlink their bank account with the Amazon Pay App can delete it.

  1. Open your Amazon payments app and input your credentials to log in.
  2. Go to the dashboard, and Select “Manage My Account Settings” from the drop-down menu.
  3. Click “Manage my Bank Accounts” in the Payment Settings section.
  4. Now that you have seen multiple options select a bank account and then click the “Delete” button.
  5. Then, the page is redirected to the next page. Click the Delete button to confirm the deletion.

How do you remove/delete a bank account in the “Paytm” payment app?

Paytm is also a popular payment app that mainly focuses on merchant payments. Using Paytm, individuals can pay bills and utilities online. Paytm also works through Unified Payment Interface Services. Those who need to remove, delete, or unlink a bank account in Paytm can follow the steps.

  1. Log in to your Paytm account by Entering your login details, such as a 4-digit PIN or password, and go to the UPI section.
  2. Tap on your Profile, then go to “Payment Settings” Choose “UPI & Linked Bank Accounts“.
  3. Now that you have seen a list of banks linked with Paytm select the “Remove Account” option at the bottom of the linked bank account.
  4. Confirm the deletion to remove from your Paytm account now.

How to Remove/Delete Bank Account in “PhonePe” Payment App

PhonePe is one of the top-rated UPI Payments apps on the market. PhonePe is the most popular UPI app in the country. Every day a considerable number of transactions are made through PhonePe. Those users who need to remove their bank account from PhonePe can do this by the following steps.

  1. Login to the PhonePe app by inputting credentials like MPIN, Passcode, etc.
  2. After a Successful login, go to your profile to see “Payment Methods” linked with PhonePe.
  3. If you select a bank account and scroll to the bottom, you will see the “Unlink Bank Account” option.
  4. Tap on Unlink Bank Account and Confirm it again.
  5. Selected Bank Account or Payment method is unlinked from Phone Pe.

If you have more payment methods, repeat them to unlink.

How To Remove/Delete my bank account from Google Pay (Tez)?

  1. Log in to “Google Pay” (Tez) through MPIN or Biometrics, which is linked to your account.
  2. Select the “Profile Symbol” to see “Payment methods.” Now tap on Payment Methods.
  3. Then, you will see all the bank accounts linked to Google Pay. Select the Account to View.
  4. Now, click the “Remove Account” option from the three-dot menu in the top right corner.
  5. Confirm it to remove the bank account from the Google Pay app.

If you have questions or concerns about deleting your bank account from your UPI apps, call the BHIM Toll-Free number 18001201740 or the helpline number 022-45414740.

by PAVZI
Hi, I'm Pavzi. I have 15 Years of Experience in the Financial Industry; here, I have posted various Financial Updates and Money Matters with How-to Guides according to the Latest Fintech News updates.