How to Use IRTCTC Auto Pay on Ticket Booking

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Posted By PAVZI
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IRCTC Autopay Facility allows you to book train tickets without paying money while using IRCTC App or Web Portal…

The Indian Railway Catering and Tourism Corporation (IRCTC) is constantly working on innovative ways to provide more facilities to train passengers. The newly introduced Autopay option on the IRCTC app and website is a great boon for travellers.

IRCTC Tickets are usually booked in advance without any hassle. If the booking is confirmed, travelling is no problem. However, if it’s not confirmed, passengers need to select another train. The money is deducted from the bank account only when tickets are booked. When the ticket is not confirmed, there is a concern about how the money will be refunded.

To solve this problem, the IRCTC has introduced a new approach. The IRCTC autopay option is an important recent development that offers several benefits to passengers when booking tickets.

IRCTC Autopay

The IRCTC Autoplay feature is a revolutionary tool that simplifies the payment process. A specific amount is temporarily blocked instead of immediately deducting the full amount when booking a ticket. Once your ticket is confirmed, the blocked amount will only be debited from your account.

The blocked amount will be automatically credited back to your bank account if the ticket is not confirmed. This eliminates the need for manual refund requests, making the payment process hassle-free.

Benefits of IRCTC Autopay

Train passengers need not worry about financial losses due to the autopay system. You don’t have to worry about losing money due to non-conform ticket booking. The blocked amount will be deducted only after the ticket is confirmed. Otherwise, the account will be credited.

The IRCTC autopay system is very convenient and saves time. When tickets are non-compliant, there is no need for manual refund applications, saving passengers time and streamlining the booking process.

Blocking the charge while booking the ticket will not cause any inconvenience to the passengers, rather than cutting the charge. Tickets cannot be confirmed on festivals and special occasions, so there will be no problem.

How to Use IRCTC Autopay

To use this feature, passengers need to visit the IRCTC app or website, select their desired train and travel details, go to the payment gateway, choose the Auto Pay option as their payment method, and double-check and confirm their booking details.

  1. Go to the IRCTC app or Website(, and log in with your account credentials.
  2. Know your desired train and travel details by entering the starting and ending points along with the booking process.
  3. Go to the payment gateway and Select the Auto Pay option as your payment method.
  4. Double-check the information you entered and confirm your booking details.

Know more about IRCTC Autopay.

  • The IRCTC Auto pay option is conveniently accessible during the payment stage, which provides added benefits to travellers.
  • Tatkal tickets, with high charges, can be booked a few days before travel.
  • However, with the implementation of Auto Pay, travellers can enjoy reduced financial risk while still obtaining confirmed tickets.
  • Moreover, the Auto Pay system will streamline the booking process and eliminate the burden on the IRCTC refund processing department, as non-conforming ticket amounts are automatically credited to the passenger’s account.
  • Overall, using IRCTC Auto Pay is a confident and highly beneficial choice for travellers.

Hi, I'm Pavzi. I have 15 Years of Experience in the Financial Industry; here, I have posted various Financial Updates and Money Matters with How-to Guides according to the Latest Fintech News updates.