How to Check Bank Balance by SMS Banking

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Posted By PAVZI
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Bank Balance Check by SMS Banking is an excellent way to make a balance enquiry by sending an SMS from the registered mobile number…

SMS Banking services introduced under Telebanking or Phone Banking, Customer of the bank who has liked their mobile number can access the SMS banking facilities to make balance enquiries, etc. Each bank of the country has offered the facility to access balance enquiry by sending an SMS from the associated mobile number. To get an available balance through SMS, each customer who has sent a balance checking SMS is sent in the bank’s suggested format.

This guide helps you make SMS banking aware of the account’s available funds simply by sending an SMS from the customer’s registered phone number. SMS Banking services are also accessible 24/7, anywhere.

Bank Balance Check by SMS

  • First, check whether your mobile number is linked to your bank account or not.
  • Link your bank account with your mobile number by visiting any bank branch.
  • Make sure you have a sufficient SMS balance; if you don’t, your network will change from Rs 3/—to Rs 5/-.
  • Get the bank’s SMS format for ‘Balance Enquiry’.
  • Various formats are introduced for different types of inquiries; carefully check the Balance Checking Format that is introduced by your bank.
  • Type an SMS per the suggested format and Send it to the destination number maintained in your bank SMS Banking Section.
  • For example, follow the SMS format for the Indian Overseas Bank Account Balance Check.

BAL <space> last 4 digit Account Number to 8424022122

  • For more details, please get in touch with your bank’s customer care helpline at a toll-free number.
  • Alternatively, Missed Call Banking is also available to make balance enquiries under phone banking; get all the Banks’ balances and Check Missed Call Numbers.

Hi, I'm Pavzi. I have 15 Years of Experience in the Financial Industry; here, I have posted various Financial Updates and Money Matters with How-to Guides according to the Latest Fintech News updates.