How to Check ICICI Bank Credit Card Balance

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Posted By PAVZI
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ICICI Bank Credit Card Balance Checking by Net Banking, SMS, iMobile App, and WhatsApp Banking facility…

Nowadays, tempting offers and associated benefits often lure one to own a credit card. Different banks offer a variety of credit cards customized to the needs of their customers. ICICI Bank here needs a special mention. Its credit card varieties meet the needs of its varied kinds of customers in a very competitive way. One can even own a Lifetime Free Card from ICICI Bank with a good reward point scheme attached to it.

The easier it becomes to take credit, the more difficult it becomes to manage all the expenses. If you have a credit card, it is obvious that you will be required to check your available balance and the expenses you made through it. ICICI Bank provides various ways to check your credit card balance. Using the App or SMS method or Internet Banking are the most common ways of knowing ICICI credit card balance.

Prerequisites for Checking ICICI Bank Credit Card Balance

Before starting to know the process, we must be ready with the following things: –

  1. The active mobile number that you registered while obtaining or registering the ICICI credit card. It must also be equipped with SMS receiving and sending capabilities.
  2. If you want to check the balance with the iMobile App, you must have your ‘Login PIN’ ready.
  3. If you want to use an Internet banking facility to retrieve the balance, be ready with your username and password for your Internet banking site.

ICICI Credit Card Balance Check by SMS (Without Internet)

If for some reason, you are not equipped with an Internet facility on your mobile phone, you can use the SMS facility. This is the best and easiest method. For this, follow the following steps: –

  1. Whatever SMS app you have, open it.
  2. Create an SMS. Type IBALCC <last 6 digits of your credit card number>
  3. Now, you need to send this message on number 9215676766.
  • Instantly, you will get information related to your ICICI bank credit card balance on SMS.

Checking ICICI Credit Card Balance Via WhatsApp

WhatsApp is known to everyone nowadays. You can easily check your available limit on an ICICI credit card using it. Follow these steps to do so: –

  1. On your smartphone, open the WhatsApp link related to ICICI banking. You can alternatively click here.
  2. You must now be able to see the ICICI WhatsApp banking on your WhatsApp Application.
  3. Now, just send a ‘Hi’ to that number, and you will automatically get registered for ICICI WhatsApp banking. You will also receive an SMS as a confirmation.
  4. You should now be able to see the main menu on the screen. From there, select the option ‘banking service’ and type the associated option number in the chatbox. In this case, type ‘1’ and send.
  • Again, you will be presented with four options to choose from. Choose anyone from it as per your requirement.
  • After choosing the option, you will get an automatic reply. You will be able to see the information asked for in your ICICI Bank WhatsApp chatbox.

How to Check ICICI Credit Card Balance through Internet Banking (ICICI बैंक क्रेडिट कार्ड बैलेंस कैसे चेक करें)

You can use this method only if you have already registered for the ICICI internet banking services. Follow the below steps to check the ICICI credit card balance.

  1. Visit the ICICI Bank Official website
  2. Login to ICICI Bank Internet Banking.
    • Now, click the ‘Login’ button on the screen and enter your ICICI bank internet banking username and password.
  3. Select the Card option from the Menu.
    • After logging in to your account, you will see the ‘Cards’ option. Click on that, and a drop-down menu will open. From that, click on the ‘Credit Card’ option.
  4. Check the balance for the Card.
    • The screen that appears next shows your credit card’s ‘Available Limit’, the current outstanding balance, and the Total Amount Due.

Check ICICI Bank Credit Card Balance by iMobile App

iMOBILE PAY App is an App of ICICI Bank that helps to provide endless services to its clients/customers. To check ICICI credit card balance using this App, follow the steps described below: –

  1. Download and install the mobile PAY App via the Google Play store or click here.
  2. After the installation is complete, open the app and generate your credit card PIN using your RMN (Registered Mobile Number).
  3. Once you are ready with your PIN, log in to the app with the PIN. Once can do Biometric Authentication also.
  4. On the home page that appears after logging in to the App, you will find the credit card number for which you want to check the balance. Click on that. On the next page, click on the ‘Available limit’. This will let you know about your current available limit.

Hi, I'm Pavzi. I have 15 Years of Experience in the Financial Industry; here, I have posted various Financial Updates and Money Matters with How-to Guides according to the Latest Fintech News updates.