SBI Virtual Debit Card Generation & View SBI Virtual Debit Card Online

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Posted By PAVZI
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SBI Virtual Debit Card Generation & View for SBI E-Card Online through SBI YONO, SBI Quick, and Net Banking Facility at…

State Bank Virtual Card is a limited Debit Card created for online purchases. It lets you make online purchases without giving the seller your personal card/account details. State Bank of India Virtual Card is a limited Debit card that may be used for e-commerce (online) transactions.

The Card works just like a regular plastic card when shopping online at any business that uses a Permit. It is issued as a claim on the selected account, and the account is debited only when the Card is used. Virtual Cards work just like normal plastic cards at any online merchant accepting MasterCard/Visa.


State Bank of India has launched its own Virtual Card to protect customers against fraud, hacking, phishing, etc. The virtual card, also known as an e-card, is a limited debit card that is active for 48 hours or until the transaction is completed. The Virtual Card may be used to make purchases online at any merchant accepting Visa or MasterCard.

SBI Virtual Card

Virtual Cards may be seen on the customer’s net banking account as there is no daily limit on how many can be issued. This way, customers will know their credit limit and when their card will expire if it hasn’t already. Check your Virtual Debit Card’s status in different ways.

How to Generate SBI Virtual Card Online

Right now, the facility is available online through the Net Banking portal at Registered users can follow the steps to Generate SBI E-Card online.

  1. Go to the SBI Internet Banking portal at
  2. Login by using your Username & Password.
  3. On the main menu top bar, choose the “e-card” option.
  4. After that, click ‘Generate Virtual Card‘, and choose the account you want to fund transfer with Virtual Card.
  5. Enter the amount you want, and the limits are the lowest amount being Rs.100 and the highest amount being Rs.50,000, respectively.
  6. Accept the terms and conditions by clicking the tick button, then press “Generate.
    • You must next verify the cardholder’s identity, debit card account number, and Virtual Card limit.
    • If you need to make changes, click “Back”.
  7. Verify with OTP sent to your registered mobile number, and ‘Confirm‘.

After that, the page will open the account holder’s name, virtual debit card number, card limit, CVV, and expiration date.

Now the Virtual Card/E-Card can be used for e-commerce transactions.

Features of SBI E-Card

More Secure

  • Due to this, the chance of knowing the actual Credit/Debit limit is reduced.
  • The card is valid for 48 hours or until the transaction is completed, whatever happens first.
  • Card registration and online transactions are only allowed if the One-Time Password (OTP) issued to your mobile is verified.

Highly Flexible

It allows customers to pay from any Internet Banking account with transaction permissions. And amounts range from Rs. 100 to Rs. 50,000. Any online shop that accepts Virtual Cards.

Easy to Use

Installation or registration is not required. Any customer with online banking access may generate a Virtual Card.

Zero Loss

No interest is wasted because the Virtual Card is generated by a charge to the actual account, and the money is deducted only when the transaction is completed successfully.

To learn more about SBI E-Cards, please visit the page, call the SBI Customer Care Number 1800-102-8724 (Toll-free) or email your query to or


Hi, I'm Pavzi. I have 15 Years of Experience in the Financial Industry; here, I have posted various Financial Updates and Money Matters with How-to Guides according to the Latest Fintech News updates.