How to Pay Credit Card Bill Using Debit Card

Credit card bill payment is very easy in this digital world with everything being online. There are several online payment platforms are available for credit card payments through debit cards. Another is mobile wallets like Paytm, Mobikwik etc. where you may pay your credit card bills with any payment method, including a debit card.

Due to the importance of credit card management, banks and card issuers are always developing innovative methods to make bill payments quick and easy for customers. Increasingly, customers choose quick and easy-to-use channels. Thus, banks provide both online and offline payment choices for credit card users.

Many banks allow you to pay credit card payments using a debit card. Paying a credit card bill using a debit card is easier for cardholders nowadays. Paying using a debit card has the advantage of being both online and offline. But just a few banks accept debit card payments both ways.

How to Pay Credit Card Bills through Paytm App

1. On your phone, launch the Paytm Mobile Application.
2. Navigate to the ‘Recharge & Bill Payment‘ area.
3. Select ‘Credit Card Bill Payment‘.
4. Enter the number from your credit card.
5. To verify the amount of your bill, click ‘Proceed.’
6. Select ‘Debit Card‘ as the payment method.
7. After you submit your Debit Card information, you will get an OTP.
8. Complete the payment by entering the OTP, and you’re done!

How to do Credit Card Bill Payment by Paytm’s website

1. Login to Paytm and go to the ‘Credit Card Bill Payment‘ page.
2. Choose a credit card issuer and Enter the number from your credit card.
3. To verify the credit card bill amount, click ‘Proceed.’
4. Select ‘Debit Card‘ as the payment method.
5. After you submit your Debit Card information, you will get an OTP.
6. Complete the payment by entering the OTP, and you’re done!

How to do Credit Card bill Payments by HDFC Debit Card

If you have an HDFC Savings account, you may pay using your ATM Cum Debit Card. You may use the HDFC Debit Card to pay off Credit Card debt by following the instructions outlined below.

1. In the ATM machine, swipe the HDFC Debit Card.
2. Select Credit Card Payment from the drop-down menu.
3. Complete all required fields on the page.
4. Enter the credit card bill amount you are prepared to pay.
5. Finally, the Payment must be Confirmed.

Following a successful transaction, the money will be debited from your HDFC Savings account and credited to your credit card statement.

How to do Credit Card Bill Payments by Mobikwik

1. On your smartphone, go to the Mobikwik website or app at https://www.mobikwik.com/. From the home page, choose the Credit Card Bill Payment option.
2. Then, input your credit card number and the associated amount and click the Go button.
3. Check the details you provided on the next step by clicking the Confirm Payment button.
4. Select the Debit card option. Select from Saved Debit Cards or click the Add new debit card option to add a new debit card.
5. Enter the debit card number, the expiration date in MM/YY format, and the CVV code.
6. To proceed to the card verification page, click the Pay Now option.
7. A bank will send you an OTP to your registered cellphone number. To validate the transaction, enter this OTP.
8. Credit card bill payment is completed after the OTP is validated. Bill payment will be shown on your card within 3 to 5 business days.

How to Make Credit Card Bill Payments by Kotak 811 App

This method needs a Kotak 811 account and the Kotak app on your phone. It has two steps. One may deposit money into a Kotak bank account and then pay a credit card bill.

1. Login to Kotak Mobile App using CRN and password. OR fingerprint security.
2. To access your Kotak 811 account, choose the option.
3. Add money to your 811 accounts now.
4. Add money to your account with a debit card.
5. Enter the desired amount and press the Continue button.
6. Enter your debit card number, expiration date (DD/MM), and CVV number.
7. Also, enter the card number and click Pay Now.
8. A bank will provide OTP to your registered cellphone number. Enter this OTP to confirm the transaction.
9. After OTP verification, your 811 accounts will be credited with the money.
10. Use this money to settle your credit card bills.
11. From the dashboard, click Bill Payment, then Credit Card Bill Payment.
12. Choosing a credit card bank from the list Enter the card number and payment amount.
13. If your bank isn’t mentioned, choose Credit Card Visa. (This option only accepts Visa cards.)
14. Enter necessary fields like Name, address, and amount of the card.
15. Tap the Next button to proceed.
16. Now you may confirm the deduction from your Kotak 811 account.