IDFC ATM Card Activation, How to Activate IDFC Debit Card Online & Offline

IDFC Debit Card Activation Process for IDFC First Bank ATM Card Activation Offline & Online through Mobile Banking, Calling to Customer Care, and Internet Banking at…

IDFC First Bank allows you to activate your debit card by creating an ATM Debit Card PIN online from the convenience of your home. If you are a new IDFC Bank customer, you must activate your ATM Debit Card before using it. IDFC First Bank, formerly IDFC Bank, is one of India’s fastest-growing banks.

IDFC First Bank ATM Card Activation

Here, we will explain how to activate your IDFC First Bank Debit Card for Domestic and International Use. By activating it simply, you can use your IDFC First Bank Debit card locally and internationally.

Ways to Activate IDFC Debit Card

  1. Mobile Banking through IDFC FIRST Bank App.
  2. Internet Banking.
  3. Calling to Customer Care.
  4. Through the Official website at
  5. Visiting Nearest Branch.

IDFC Debit Card Activation

VISA mostly powers this bank’s ATM Debit cards. Not all, but most of the cards issued by this card are powered by VISA. Some account users may also receive cards from other card issuers like MasterCard and Indian RuPay cards before we move on to the procedures to activate the IDFC First Bank Debit Card for Domestic and International Use.

How to Activate IDFC First Bank Debit Card through Net Banking

Internet banking facility is the ultimate destination to activate ATM cards and any other service the bank provides. Bank users who have registered with Net Banking can follow the steps to activate the IDFC First Bank ATM Card online.

  1. Visit the official website of IDFC First Bank’s Internet Banking at
  2. To access the Customer Login page, click log-in, and Choose ‘Personal and Business Banking’.
  3. Enter the username and password, then click the Login button.
  4. Select Debit Card option from the menu options on the dashboard and follow the steps.
    1. Choose Generate PIN.
    2. Enter a PIN on your own, and re-confirm it.
    3. Save the PIN by verifying OTP.
    4. Now the ATM Card is activated.
  5. Select Limit Management from the menu located under the debit card section.
    1. Manage the limit for ATM withdrawals, Online Payments, Marchent Outlets, and Tap on Pay.
  6. Activate international usage by selecting the ATM Card Simply flip the International Usage Button on that you wish to activate..

IDFC First Bank Debit Card Activate Without Internet Banking

This is another way to activate an ATM card online for those who have not used net banking. The bank provides a facility to activate an ATM Card online without using internet banking from their portal.

Follow the simple steps to Activate IDFC First Bank ATM Card online this strategy is suitable for those without online banking.

  1. Go to the MY IDFC Portal at
    1. Select and proceed with “Generate Debit Card PIN” at the bottom of the page.
    2. Then, a POP Screen is opened to know the identifications of the card.
    3. Enter all required details of the listed.
      1. Input your IDFC customer ID.
      2. Select a Country like India.
      3. Registered Mobile Number.
      4. Correctly enter the CAPTCHA code and click Next.
  2. Next, input the debit card number, expiration date, and CVV. Click on Submit.
  3. Your registered mobile phone number will get OTP.
  4. To continue, enter the OTP. Now enter your new PIN. Re-enter your PIN for confirmation.
  5. You have received a confirmation message for the service request.
  6. Now, your ATM Debit Card is activated.

How to Activate IDFC First Bank Debit Card through Mobile Banking App

Smartphone users who have installed the IDFC FIRST Bank Mobile Banking app can follow these steps to activate the ATM debit cards.

  1. Open the IDFC First Bank’s mobile banking app on your phone.
  2. Log in to start by entering your Username and Password.
  3. Take a look at the settings on the top of the screen.
  4. Select the Demit Card and Choose the Manage option.
  5. First, Generate a PIN, and Choose your own PIN Number.
  6. Now the ATM Card is Activated Successfully.
  7. Click on Limit Management to see how much space you can use.
  8. Make sure that you choose the debit card when you do this.
  9. Domestic usage is automatically Activated, and turn on the “International Use” button.

How to Activate IDFC First Bank ATM Card by Calling Customer Care

Phone Banking facility is the best way for customers to use basic phones without knowledge of online usage.

To call the IDFC First Bank Customer Care Number, everyone can activate their ATM Debit Card by following the IVR menu options as per the steps.

  1. Call the Toll-Free number 1800 419 4332.
  2. To consult a customer service representative, select the IVR option.
  3. Inform the customer service representative that you wish to activate your debit card.
  4. Confirm key information, such as your debit card number, new PIN number, etc.
  5. The customer service representative will activate or enable your debit card.

If you need additional support, please visit the nearest branch to easily activate your account and access related services, such as the IDFC First Bank Interest Certificate.

  1. How can I activate my IDFC First Bank ATM Card online?
    • By visiting, anyone can activate their debit card by providing simple details about the customer. An internet banking facility is also the best way to activate an ATM Card online.
  2. What is the Helpline number for IDFC First Bank ATM Card Activation?
    • Call the bank’s toll-free number, 18004194332, to speak with a phone banking officer about ATM activation and other related information for the account holder.
  3. How Can I Activate my IDFC First Bank ATM Card through Mobile Banking?
    • In the debit card section, you can manage all ATM Card services, including activation, limit change, domestic and international access, and more.

Hi, I'm Pavzi. I have 15 Years of Experience in the Financial Industry; here, I have posted various Financial Updates and Money Matters with How-to Guides according to the Latest Fintech News updates.

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